Individual LTCI

Disclaimer: Policy benefits and riders vary from state to state. Check with your America’s Long Term Care Insurance Expert to see what is available in your state.


For many years the best way to protect your client’s assets and preserve their lifestyle in the event of an unexpected need for LTC was to sell a traditional LTCi policy. The Deficit Reduction & Pension Protection Act has changed the future of all LTC sales. Today there are more options for protection available on the market. In addition to traditional LTCi, we now have two new types of coverage available: Life/LTC combination and LTC Annuities. Determining which policy is best for your client has now become even more complicated and the need for expert advise is more important than ever. An America’s Long Term Care Insurance Expert can help you navigate through this maze with ease and guide you in the process of plan implantation for your clients.

Contact Us

Contact us at the
ALTCIE National Headquarters:



Marketing – 2501

Commissions & Accounts – 2503

Quotes & Application Support – 2505

Contracting & Licensing – 2505

Sales Tools:

LTCi Refusal Form

Birthdate Calculator

Sec. 845 of PPA

5 Minute Sales Pitch

ALTCIE Quick Quote Form